Taken note yet of the extent to which a veritable computing revolution has dramatically revamped hospitality and air travel in the past decades? The driving force behind this is Nicholas Bredimus. His career highlights include time-saving software, air safety developments, and he’s even involved in designing high-value houses. Whatever his focus settles on, you can bet he will bring all of his passion to it.

His heritage reveals all you need to know about the source of his talents and how much he has achieved. Coming together from a true melting pot, his kindred traces all the way into ancient history, with his mother’s branch emerging from Scotland and Germany. His father’s family, however, originates in England and Luxembourg, from where they eventually emigrated toward the end of the 1800s.

Naturally, following emigration to America, they upheld their work ethic and determination to make their way in the world. Nicholas, along with his siblings, was a child of a father who worked as a mechanical design engineer and his spouse, a nurse. He would spend for many years in cities across several states — Arizona, Texas, Missouri and Virginia. He’s stepped up to the challenge of prominent roles for companies across the airline industry — the bulk of them huge brands. Trans World Airlines (TWA), Republic Airlines, Hughes Airwest — these businesses would all at different times appoint him their VP. All these accomplishments nothwithstanding, the airlines have had reason to thank him even more for his work in software programming. His outstanding innovations in the field of aircraft maintenance management software, now employed throughout the entire airline business while first coded for one specific firm, ultimately led to what is still his most used creation. He designed numerous other systems for the airline and hospitality sector as well, among them completely automatic routines to take and record flight bookings, used by more than 50 firms, not to mention the original pc based room booking program in use in the hotel sector, first put to use at over seven hundred locations. He went on to design QuikTix, an automated ticket sales network. Nicholas Bredimus parlayed these successes into posts less connected to software development, and we should note that he continued to make a name. He worked as manager for American Express’ prestigious IT department, set up Bredimus Systems in the early nineties, and had the honor of being the founding president of American Airlines’ AMR Travel Services.

And is he still working? Certainly — his savvy is in demand and at the ready despite his leaving former interests in the past. He’s at work now mastering building design — matching the needs of aesthetics with up to date technology and real ecological interests. It’s really stunning how far desire can bring you.

In separate work-related accidents two workers died after falling off two railway bridges in Scotland. Both workers were engaged in painting/blasting duties on the bridges at the time of the incident. The two accidents occurred on the same day within hours of each other.

In one incident, victim David Rodger fell off a height onto a ledge when he was working onsite at the Tay Bridge. The other incident claimed the life of Robert McDonald, who was part of the Forth Bridge painting team. He was killed in a fall from a height of 150 feet from a ladder.

UCATT Regional Secretary for Scotland Harry Frew said both the mishaps revealed the unsafe nature of the construction industry. He added that employers must implement even more stringent safety measures at the workplaces to ensure the safety of workers.

Network Rail Scotland route director David Simpson expressed grief over the deaths of McDonald and Rodger. He said the deaths of these two men working on the Forth and Tay Bridges had come as a shock to everyone in their team and all those who were a part of these projects. Noting that accidents like these were quite rare in recent times due to the adoption of strict safety norms, he confirmed that the causes of these incidents were being investigated.

In his statement, the Office of Rail Regulation (ORR) Director of Railway Safety, Ian Prosser, expressed sympathy to the families of the two deceased. He also assured that the department was already enquiring into the causes of the Forth bridge accident, while details about the Tay bridge incident were yet to come. Prosser said that with the detailed investigation, the underlying cause of these mishaps would be uncovered so that adequate precautions could be taken immediately to ensure complete safety to future workers.

For anyone involved in major building, maintenance or refurbishment work compliance with Construction (Design and Management) Regulations - CDM Regulations - is compulsory. Contact the experts at Workplace Law about their CDM coordinator services, who give advice and assistance to the client on their role and the measures they must take work procedures up to date with the requirements of new legislation.

Don t leave your beneficiaries with extra expense and hassle.
People who die without a valid will, or intestate, leave complications and costs to their families and often gift thousands of £’s to the Nation in what may be avoidable Inheritance Tax (IHT).

The Law Society says that anyone with assets and family or friends should make a will, irrespective of their age. It is particularly important if you are not married to your partner, because the law does not accord partners the same rights of inheritance as spouses.
Assets which are jointly owned by unmarried partners on a joint tenancy basis would still pass automatically to the surviving partner under the rules of survivorship. Under the current intestacy rules, an unmarried partner has no rights to property that were not jointly held (although the Law Commission has lately suggested to change this).

Getting a will is also critical if you have minors, as you can propose guardians to look after them.

It is critical to create a list of assets and debts and their approximate worth. Include your properties, investment, savings, insurance policies and pension.
In addition, think about individual legacies. Just informing a family member that an item will be his or hers one day could cause problems later.

You should obtain professional advice on IHT planning as part of writing your will. Simple steps could save the beneficiaries of more well-to-do householders thousands of £’s in taxation.

A vital factor of establishing a will is the appointment of executors to ensure that your will instructions are executed.

You should also review your will every five years or so and whenever your situation are changed by a important life event, such as wedding, divorce or a birth or death in the close family. Another example would be after a house buy or move.

Whoever constructs up your will, make sure at least 1 copy is kept safe or deposit 1 with a probate registry.

Consilium Asset Management LTD supply inheritance tax planning advice in Wiltshire

The Health and Safety Executive (HSE) has prosecuted a charitable organisation for the death of a support worker while at work. Mental Health Matters Ltd. is a North-East-based organisation which provides support services to people with mental problems. It is a registered charity working with people suffering from mental health problems by taking care of them and also by providing housing for them.

The investigation by the HSE revealed that a 22-year-old support worker, Ashleigh Ewing, was attacked and killed by Ronald Dixon a user of the services provided by Mental Health Matters Ltd. Ms Ewing had gone to visit Mr. Dixon at his home in Heaton, Newcastle-upon-Tyne on May 19, 2006. When she entered Mr. Dixon’s home she was attacked and stabbed to death by him. This tragic incident happened on the last day of her six-month probation period.

Mental Health Matters Ltd. was prosecuted for not taking adequate safety measures necessary for the type of work Ashleigh was doing. The organisation failed to assess the risk she to which she was exposed. Mr. Dixon was suffering from a mental problem and his condition was deteriorating. He was showing certain signs of this deterioration which could have dangerous consequences but which the organisation failed to pick up and so the support worker was not provided with adequate protection.

Mental Health Matters Ltd. pleaded guilty to breaching Section 2(1) of the Health and Safety at Work Act 1974. The judge, who was hearing the case, found them guilty of not assessing the obvious risks of its support worker and failing to act accordingly. As a result the company was fined £30,000 with costs of £20,000.

The integration of good health and safety management systems is an essential principle of any business. The health and safety consultants from Workplace Law Training can assist companies in training staff to be aware of the proper procedures by identifying and improving upon awareness and attitude, and communication about safety to improve the health and safety culture within an organisation.

There is more to making money than just the income - you need to be bringing in money cost effectively. performance management software, despite frequently being omitted, is a great benefit to enterprises aiming to do this. Business optimization requires comprehension of the strengths and weak areas of its staff; where do they do their best work? How can you adjust your system to take advantage of their strengths and suppress their weaknesses? There can be no more important question. Learning about and making this data ready for use can be where it can get difficult, though. Defining and tracking progress through employee performance management alone can be a huge hassle. You first put employee performance appraisal techniques in place so that you can evaluate all work carried out by each worker. If this was done with conventional approaches, you will need to analyze all of this data manually simply to define objectives, goals, and measure future development.

Using performance appraisal software, you can just examine the different analyses and factors to determine what these goals should be and then chart the employee’s progress. This removes the need to spend time on analysis and may even be more useful. If you wish to you can instead carry out your own analysis, simply utilizing the software to create and update a full record to use as a basis. Needless to say, it’s not employee performance alone that can benefit from use of performance management software. Both suppliers and clients can be studied using such programs, providing you with yet more performance management tools. Knowing the suppliers that carry the higher grade or best priced products can be a great boon. Turning our attention to affiliates, clients, and retailers, it’s possible to demonstrate who sells the most of each product if there are payment issues, which one has the worst loss percentage, and the solutions to other questions. This information is useful in minimizing expenses and boosting profits. Not only that but the better understanding of your market will allow more efficient advertising.

Analyzing both market and sources is simple with performance management software. It also smoothes out the process of managing employee performance and helps set realistic goals for your employees dramatically. It seems the sky really is the limit when leveraging performance management software.

its not very long before the end of the tax year approaches. It is vital to make use of any personal allowances and tax breaks that are .
By using the exemptions and annual allowances you might bring down your tax charge considerably. This can ordinarily be done quickly and easily with the advice of a financial advisor.

Tax effective investments

Individual savings accounts
Individual Savings Accounts (ISAs). If you are aged over 50 your Isa allowance for the actual tax year is now £10,200. ISA’s are free from capital gains tax, can be used to provide a regular income and are one of the most tax efficient investments that can be used

Pensions

Pensions are also a tax effective way of saving for retirement. Most people can pay in up to £3600 gross each year and obtain basic rate tax relief on the contribution made. Higher rate taxpayers can claim the residue on their self assessment.

Capital Gains Tax Planning

If you have made profits on certain types of investments you may be able to use your annual capital gains tax allowance. This will let you to make gains up to this amount without receiving a liability to pay tax. In some cases it is also viable to carry forward previous year’s losses.

Income Tax Planning

Each individual can receive a personal allowance of 6475 without incurring any income tax. For espoused pairs or civil partnerships, where one is a higher rate taxpayer it is worth looking to see who owns the investments and perhaps look to transfer assets into the
basic rate taxpayers name.Making gifts is also a means of cutting your liability to income tax.

Saving IHT

Each individual can give an IHT exempt gift each year of up to 3,000 in a tax year. Any unused exemption can be carried forward for 1 year only. If you are capable to make gifts out of income without it altering your standard of living you might be able to make gifts over the yearly exemption level.

If you believe your estate could be in excess of the IHT nil rate band then effective tax planning can be applied to cut your estates future inheritance liability. This could be a appropriately drafted will or instead trust provision.

Consilium Asset Management are Financial Advisers based in Chipping Sodbury, Bristol, South Gloucestershire.

If you are a independent financial advisor we have launched Financial Vision. Financial Vision supplies an financial adviser web site design service to the financial service industry.

Every individual who is traveling to India, whether for business or leisure, requires a visa and this needs to be applied for well before undertaking the travel. The visa is a legal document that permits the traveller to travel within the country and Indian visas authorise the travelers passport to do this, although the visa can be canceled any time.

Transit visas allow the individual to travel within the country within 3 days. Indian visas in the transit category should be used within 15 days. The requirements to qualify for this service is that the traveler is required to carry a passport that is valid for around 6 months and has to be able to submit some proof that they are travelling out of the country with the visa application.

India visas for business visitors

The India visas which are supplied to business travellers are required to be valid for about 6 months starting from the day the traveller enters the country. If your passport is valid for less than 6 months you will have to renew your passport.

• A correctly written India visa application form
• US visa or green card
• Proof of the onward travel and schedule
• A letter inviting the traveller from the business partner
• Letter from the guest company clarifying the amount of time and reason of the visit and proof that the person making the application is coordinating their personal financial backing for the journey
• An example of utility bills, driving licence etc to qualify the applicants address.

India visas for tourists

Anybody who needs to visit India have to hold a tourist travel visa unless they are residents of Nepal and Bhutan. Indian visas for tourists are valid for about 6 months to 1 year from the date in which the visa has been supplied. The validity of an India visa for business purposes can go up to 2 years.

If you need to remain in India for a extended period you can try to prolong your visa up to 5 years. However, individual visits do not generally prolong beyond 6 months. If you are wanting to apply for an Indian travel visa you should be aware of the following:

• Your passport is valid for a minimum of 190 days and includes a minimum of 2 blank pages.
• You need to pay the correct fee for the visa.
• You need 2 passport size snaps taken recently.
• Supply an accurately filled out India visa application form.

The price for a 6 month India visa for UK travellers is 30 pounds. The charges for the visa service for 1 year are 50 pounds, with a maximum stay of 180 days per visit. If your staying period exceeds a year, you are required to pay £90 for a maximum stay of 180 days per visit.

For lots of people Two thousand and nine was a year we’d rather forget. A world recession, stock market set backs and an overall opinion of uneasiness have left lots of individuals uncertain about next year.

Hopefully Two Thousand and Ten will be a better year. However there are measures we can put into place to help our .

1 thing we can do to get the situation into perspective is to look over our finances. Whether it is your mortgages, loans, investments, you income or spending habits need to be reviewed regularly.
Taking out a review will help you to discover where your finances can be bettered and maybe where you might make improvements.

It is vital to re-examine your Investments, to verify they are suited to the level of risk you are able to bear. It is also worthwhile looking at your credit cards, electricity & gas as well as house and car insurance to see if you could get a more acceptable deal. Even a small saving could make a difference to your regular budget.

Making the most of your annual tax allowances such as mini and maxi ISAs, capital gains tax allowances and pension planning are also ways of keeping down the level of tax you might pay.
Whilst income and capital gains tax are important, the impact of inheritance tax should too be considered.

Many individuals and parents possess assets over the value of the Inheritance Tax Nil Rate band. Efficient tax advice can be used to shrink the overall amount of inheritance tax their estates might have to pay.

For lots of people, the services provided by Financial Advisers allow them to re-examine and implement changes to their finances and savings.

If you think that you would benefit from independent and impartial financial advice please call us on 01454 321511.

Consilium Asset Management

With the market meltdown earlier in the year and the threat of continued global recession still causing issues for investors, it might not seem to be the best time to review your Stocks and Shares ISA’s or investments.

Nevertheless, in some respects this might be the ideal opportunity to carry out a revaluation of your holdings. has proved that a large number of investors buy investments at the top of the market and are inclined to dispose at the bottom. In reality, savers should be purchasing at the bottom and hopefully selling at the top of a market. It is true, though the stock market has recovered considerably since March 2009, it could be debated that investors should now be deliberating the investment opportunities that are open to them.

If you have a number of isa investments with different fund managers it may be worth going over your holdings to ensure that your portfolio of investments fit your attitude towards investing. You should also check to make certain the actual investment funds are performing well in relation to their peers.

Investors can frequently discover that if their Savings and investments have not been for some time, the amount of risk they could be taking does not reflect the level risk, they would be inclined to accept.

If you want to to check out more about the actual Isa Investment rules, please see our ISA part of our website. Savers might also consider taking a peek at our investment philosophy brochure and how to take into account their attitude to risk.

If you have a talk to present at work you have to acquire a few simple rules that will help you to produce a more efficacious show. Once you have got the hang of these notions, you will speedily be able to deliver more and more talks with greater ease and impact. You might even start looking for chances to give talks.

You need to understand what your main messages are going to be. Then stick rigidly to delivering those messages. Next consider the vector for your messages. Are you going to use a story or simile? Are you just going to give a lecture or are you going to use a question and answer format?

Write out the presentation in rough, just like a first draft of a written report. Review the draft. You will find things that are irrelevant or superfluous - delete them. Check the story is consistent and flows smoothly. If there are things you cannot easily express, possibly because of doubt about your understanding, it is better to leave them unsaid.

Script out the story board for your talk and then work out what visual clues you can use to signpost your talk. remember that the visual prompts are not the talk. Don’t over do it with PowerPoint.

Work out how you are going to use your voice. You may even listen to male voiceover artists to work out how you might make yourself sound even better. There are plenty of great voice-over talents out there. Note the effect your voice has on those that listen to you when you are talking. Think about what souls hear and what sounds superb.

The radio set can be a great and cheap instructor of voiceover skills. If you think about it, most of the souls on there would have been to some sort of sound coaching master class, so why not make a note of what they do and then re-create them?

Then think about your appearance. You should look smart. Your dress should not distract from your subject matter, so Do not dress too sexily. There is no point spending a lot of time working out how you are going to sound and ensuring that your voice has been well trained to find that you have a strange habit of coughing or that you look scruffy.